Getting Started

Are you truly ready to buy a home? Do you know how to prepare financially for the home buying process? These questions are best answered early on in the process. Some of you may be new to the process of buying a home and need help getting off the ground, don't be afraid to ask questions or look around my website for valuable information.

Finding the right real estate agent can make all the difference in your home buying process, especially if you're buying a home for the first time. A good real estate agent can steer you through the home buying process and help you avoid costly mistakes. Inquire about agents I trust to show you how to go about finding the ideal real estate agent to help you buy a home.

A home buying checklist is a useful tool when shopping for a new home. It will keep you on track and help you remember what features to look for when house hunting. Thinking of the ideal home before you start looking will be very helpful and you can use it once out looking for your new home.

Fixed rate mortgages...ARM's... Balloon loans... Option Loans...Bridge Loans... When buying a home, you'll hear a lot about the different types of mortgage loans. It can be confusing when you're not informed. So let's make sure you're well informed about the various mortgage types. This is one of the best places to start your search for mortgage knowledge and you'll find plenty of information on the different types of mortgage loans. Welcome to the world of Home Hero Mortgage Advisor, CHIP LAKE!

Credit is one of the most important topics for home buyers. When buying a home, you can be sure that mortgage lenders will review your credit with a microscope. So it may pay to have a look at your credit first before you start house shopping. I can help you obtain your credit report and check it for accuracy. We'll even talk about ways you can improve your credit prior to buying a home if necessary.

It pays to be informed about the home buying process, especially when buying a first home. The process of buying a home can be overwhelming to a first time buyer, but understanding the process goes a long way to preventing this. A great mortgage advisor an help you take a look at each step of the home buying process in detail — everything from house hunting to settlement.

House hunting is an exciting part of the home buying process. But it also requires proper planning, attention to detail, and asking the right kind of questions. Working with the correct real estate agent, you'll learn dozens of valuable tips for a smoother house hunting experience.

The home inspection is a critical part of your home buying process. With a good home inspection under your belt, you'll sleep better at night knowing you've invested in a "healthy" home. But if you buy a home without an inspection, you're investing a lot of money into an unknown variable.

The real estate closing (or "settlement") is that part of the home buying process when the deed is officially transferred from the seller to the buyer. It's an important but often misunderstood part of the buying process. Don not be intimidated or forced into anything you do not understand in full! Ask as many questions as needed about the closing process, including those all important closing costs.

Most of the home buying information on this web site is intended for people buying a home to live in. But we do have a special section for real estate investors. You know, those adventurous folks who buy one or more properties primarily for investment purposes. Our real estate investing center is geared specifically for these folks. Please inquire about more from lease options to rentals, I can help.

One of the most confusing things for a first time home buyer is the home buying terminology itself. Especially when you get into all the mortgage and credit jargon. Spend a few minutes with our mortgage glossary, and you'll have a much better understanding of it all.

If you haven't used a mortgage calculator to figure out your approximate home buying budget, now is a good time start. Mortgage calculators are a quick and easy way to break down a home loan into monthly mortgage payments. They are great way to not to be disappointed when you are told you can't afford you new dream home you picked out!

 I give you the personal attention you deserve and treat you with the respect due a valued customer. I understand you're making a commitment in buying a new home, refinancing a mortgage or cashing out your home equity. So my team and I make a commitment to you. We will help you qualify and get approved for the right mortgage loan for you. Not anybody else!